Attention Texas Community Bankers!!

Coming Soon!!!!
The 2008 5th Edition of the IBAT Texas Community Bank Employee Benefits Survey!!

Just after salaries, officer and employee benefits costs may be the highest non-interest expense item on your bank’s income statement! And the cost is continuing to climb! Join with your fellow bankers in providing the most up to date information about the costs and utilization of employee benefits designed to attract and retain qualified and effective Texas community bank officers and employees. It’s the 2008, 5th Edition of the IBAT Texas Community Bank Employee Benefits Survey!!

This year’s 2008 IBAT Employee Benefits Survey has been streamlined and updated to make it even easier to participate. The comprehensive but easier to complete questionnaire is focused on the employee benefits that are important to Texas community banks.

Here are just some of the reasons you’ll want your bank to participate or subscribe to the valuable survey results. We’ll be
- Tracking the changes in group medical benefits and employee cost sharing as responding banks seek to hold the line on insurance costs.
- Evaluating over 25 different types of employee benefits being covered including a comprehensive look at various plan specifics utilized by responding banks.
- Comparing responses to past trends in various employee benefits and their associated costs. The results will be presented in an informative executive summary.
- Gathering information about the utilization of new benefits such as high deductible health plans (HDHP’s) and health savings accounts (HSA’s).
- And all of the information is provided in PEER GROUP TABLES (like those in the Salary Survey) allowing you to compare the most significant benefits and their costs to your peers based on bank size, market environment, and officer/employee age.

Tweaking just one component of your plan could save your bank thousands or make your plan a more effective means of attracting and retaining the highest quality officers and employees!

To participate in this valuable survey, to get your copy of this invaluable report, or to obtain further information about this new report, contact Jessica Molina @ IBAT @ 1-800-749-4228 or John Cooper @ CBIS @ 972-276-2213. Cost of this survey, focused on reducing your cost and increasing the effectiveness of your bank’s employee benefits, is just $645 plus tax and shipping. Participate in the survey by completing the survey questionnaire and your bank’s cost is just $295 plus tax and shipping!

Deadline to participate is January 21, 2008. Results are scheduled to be released late March 2008.